If you’re looking for a low monthly premium, Molina Consumer Choice plans provide it by giving you a higher deductible—a great option for low-income individuals.
If your income is low, the Bronze plan is a good deal for you. Preventive care is free but co-pays and co-insurance for most other services will be more expensive. With this plan, you’ll pay no deductible the first three times you get generic drugs and visit your provider’s office.
The Gold plan comes with high monthly premiums. However, it has low out-of-pocket costs (co-pays and co-insurance) when you receive medical care. This plan’s deductible applies to outpatient and inpatient facility services only.