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Medicaid

Medicare and Duals

If You Have More Than One Insurance Plan

Sometimes people have more than one kind of health or pharmacy insurance. If you have Medicaid and another plan, this is called Coordination of Benefits (COB).

Coordination of Benefits | CMS

Most of the time, Medicaid pays after other insurance plans, like:

• Insurance from your job
• Marketplace plans (like through the ACA)
• Medicare

This helps make sure all bills are paid the right way, and no one pays too much. It also helps you avoid getting the wrong bills.

What You Need to Do:

• Call Molina at the number on your ID Card to notify us if you get a new insurance plan or change your current one. Click here to login into your secure Molina account to view a digital version of your ID card or register for an account.
• Tell your doctors and pharmacies about all your insurance plans.
• Let your other insurance company know if your coverage changes.

If You Have More Than One Insurance Plan

Sometimes, people have Medicare and another health or pharmacy insurance plan. When this happens, it's called Coordination of Benefits (COB).

Coordination of Benefits | CMS

Medicare has rules to decide which plan pays first (called the primary payer) and which one pays second (called the secondary payer). This helps make sure your bills are paid the right way and no one pays too much. It also helps you avoid getting the wrong bills.

What You Should Do:

• Call Molina at the number on your ID Card to notify us if you get a new insurance plan or change your current one. Click here to login into your secure Molina account to view a digital version of your ID card or register for an account.
• Let your doctors and pharmacies know about all the insurance plans you have.
• Tell Medicare if your other insurance changes.