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Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995:

The information contained on this website including in our presentations, press releases, filings with the Securities and Exchange Commission, reports to stockholders, and in meetings with investors and analysts may contain "forward looking statements" regarding, without limitation, our business, financial and/or operating performance and prospects, economic conditions, market opportunities across our health plans, results of operations, and other matters. Some forward-looking statements may be identified by use of such terms as "expects," "anticipates," "intends," "estimates," "believes"," “may,” “plan(s),” “project(s),” “will,” “would,” “could,” “should,” and words of similar import. All of our forward-looking statements are subject to numerous risks, uncertainties, and other factors that could cause our actual results to differ materially. Anyone viewing our website is urged to read the risk factors and cautionary statements found under Item 1A in our annual report on Form 10-K, as well as the risk factors and cautionary statements in our quarterly reports and in our other reports and filings with the Securities and Exchange Commission and available for viewing on its website at www.sec.gov. You should not place undue reliance on forward-looking statements, which speak only as of the date they are made. Given these risks and uncertainties, we can give no assurances that our forward-looking statements will prove to be accurate, or that any other results or events projected or contemplated by our forward-looking statements will in fact occur, and we caution investors not to place undue reliance on these statements. Except to the extent otherwise required by federal securities laws, we do not undertake to address or update forward-looking statements in filings or communications, including any forward looking statements that may be contained on this website, regarding our business or operating results.

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